By accessing the GetInsureOnline.com website (the “Website”), you agree to be bound by these terms and conditions (the “Terms”). Please read these Terms carefully. If you do not agree to these Terms, please exit the Website immediately.
Our insurance referral service (the “Service”) connects consumers with prospective insurance
providers participating in our network (the “Insurance Partners”). To use the Service, you must
complete an online request form or use the call feature (a “Request Form”) that requests personal
information from you, including but not limited to your name, address, telephone number,
email address, and previous insurance information.
Our collection and use of this information is subject to the Website’s Privacy Policy, which
is incorporated into these Terms.
By Submitting your Request Form, you agree to receive notifications, disclosures, and other documents and communications both from GetInsureOnline.com and from our Insurance Partners. If you are connected to an Insurance Partner, that insurance provider may require you to execute an electronic insurance contract. This electronic insurance contract will be as binding as an insurance contract in paper form and your electronic signature will be as valid as a physical signature on a paper insurance contract. The insurance provider may also require you to consent to receiving all notifications regarding your insurance electronically. Additionally, the insurance provider may require you to access documents related to insurance, including your insurance contract. By submitting your Request Form, you agree to this form of access.
The insurance provider may allow you to withdraw your consent to electronic disclosures. Please contact the insurance partner with whom you were connected to learn more about this process. Please note, however, that not consenting to receive electronic disclosures may affect your ability to receive insurance from an Insurance Partner.
You represent that the information you provide to GetInsureOnline.com, and ultimately, the Insurance Partners, through your Request Form is accurate and truthful. If the information in your Request Form is not accurate and truthful, GetInsureOnline.com may deny, suspend, or terminate your use of the Service.
GetInsureOnline.com may change any information, features, or functions of the Service without prior notice. GetInsureOnline.com may deny you access to all or part of the Service without prior notice if you engage in any conduct or activities that GetInsureOnline.com determines, in its sole discretion, violate these Terms, the rights of GetInsureOnline.com or any third party, or is otherwise inappropriate. GetInsureOnline.com is not responsible for any errors or delays in providing Service caused by errors in the Request Form information provided by you or by any technical problems beyond its reasonable control.
THE WEBSITE AND THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES ASSOCIATED WITH IT ARE PROVIDED “AS IS.” GetInsureOnline.com EXPRESSLY DISCLAIMS ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO THE WEBSITE AND ANY INFORMATION, SOFTWARE, PRODUCTS, OR SERVICES PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. GetInsureOnline.com MAKES NO WARRANTY AS TO THE RESULTS THAT MAY BE ACHIEVED BY USING THE WEBSITE AND THE INFORMATION, SOFTWARE, PRODUCTS AND SERVICES ASSOCIATED WITH IT. USE OF THE WEBSITE OR THE SERVICE IS AT YOUR OWN RISK. GetInsureOnline.com OR THE INSURANCE PARTNERS OR ADVERTISERS OR ANY OF THEIR OFFICERS, DIRECTORS, AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, SUCCESSORS, ASSIGNS, CONTENT PROVIDERS, OR SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES OR OTHER INJURY ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THE WEBSITE OR THE SERVICE OR WITH THE DELAY OR INABILITY TO USE THE WEBSITE, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, OR SERVICES OBTAINED THROUGH THE WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF THE WEBSITE, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, EVEN IF GetInsureOnline.com OR THE INSURANCE PARTNERS HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. GetInsureOnline.com DOES NOT ENDORSE OR RECOMMEND THE PRODUCTS OF ANY PARTICULAR INSURANCE PROVIDER. GetInsureOnline.com IS NOT AN AGENT OF YOU OR ANY PARTICIPATING INSURANCE PROVIDER. GetInsureOnline.com IS NOT INVOLVED WITH THE INSURANCE PROVIDER’S USE OR REVIEW OF YOUR REQUEST FORM INFORMATION OR IN MAKING A DETERMINATION ABOUT WHETHER YOU MEET A PARTICULAR INSURANCE PROVIDER’S CRITERIA. THE INSURANCE PROVIDER IS SOLELY RESPONSIBLE FOR ITS SERVICES TO YOU, AND YOU AGREE THAT GetInsureOnline.com WILL NOT BE LIABLE FOR ANY DAMAGES OR COSTS OF ANY TYPE ARISING OUT OF OR IN ANY WAY CONNECTED WITH YOUR USE OF THE SERVICE. YOU UNDERSTAND THAT INSURANCE PARTNERS MAY KEEP YOUR REQUEST FORM INFORMATION, WHETHER OR NOT YOU ARE QUALIFIED FOR INSURANCE WITH THEM. SOME STATES DO NOT ALLOW THE LIMITATION OF LIABILITY AND DISCLAIMER OF IMPLIED WARRANTIES, SO THE DISCLAIMERS AND LIMITATIONS ABOVE MAY NOT APPLY TO YOU. IN SUCH STATES, THE RESPECTIVE LIABILITY OF GetInsureOnline.com, THE INSURANCE PARTNERS, AND THEIR OFFICERS, DIRECTORS, AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, SUCCESSORS, ASSIGNS, CONTENT PROVIDERS AND SERVICE PROVIDERS IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
As a condition of using the Website or the Services, you agree to indemnify GetInsureOnline.com and the Insurance Partners from and against any and all liabilities, expenses (including attorney’s fees) and damages arising out of claims resulting from your use of the Website, including any claims alleging facts that if true would constitute a breach by you of these Terms.
The Website may contain links to other websites operated by Insurance Partners or other third parties. These links are provided for your convenience and reference only. GetInsureOnline.com does not operate or control in any respect any information, software, products, or services available on such third-party sites. GetInsureOnline.com’s inclusion of a link to a website does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.
Any claim or controversy arising out of or relating to the use of the Website, to the use of the
Service, or to any acts or omission for which you may contend GetInsureOnline.com is liable
(a “Dispute”), will be settled exclusively by binding arbitration in accordance with the commercial
arbitration rules of the American Arbitration Association in effect at that time. The arbitration
will be conducted in Los Angeles, California and judgment on the arbitration award may be entered
into any court of competent jurisdiction. No arbitrator will have the power to award damages in
connection with any Dispute in excess of actual compensatory damages and will not multiply actual
damages or award consequential, punitive, or exemplary damages, and each party irrevocably waives
any claim thereto. The agreement to arbitrate will not be construed as an agreement to the joinder
or consolidation of an arbitration under this agreement with an arbitration of disputes or claims
of any non-party, regardless of the nature of the issues of disputes involved.
BY AGREEING TO THESE TERMS, YOU GIVE UP YOUR RIGHT TO SETTLE ANY DISPUTES WITH GetInsureOnline.com
IN A COURT OF LAW OR BEFORE A JURY. YOU ALSO GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS
ACTIONS. BY USING GetInsureOnline.com’S SERVICE, YOU CONSENT TO THESE RESTRICTIONS.
In the event the arbitration provisions herein become inapplicable or unenforceable,
or in any instance of any lawsuit between you and GetInsureOnline.com, you agree that jurisdiction
over and venue of any suit will be exclusively in the state and federal courts sitting in
Los Angeles, California. You agree that regardless of any statute or law to the contrary,
any claim or cause of action arising out of or related to use of the services must be filed within
one year after such claim or cause of action arose or be forever barred.
By providing a mobile phone number you are opting in to communications via SMS from
GetInsureOnline.com and the Insurance Partners. These communications may include a follow-up
SMS message containing a link to your completed insurance Request Form, payment reminders
from Insurance Partners, and future offers.
For additional support: [email protected] Message and Data Rates May Apply. Under no
circumstances will GetInsureOnline.com be responsible for fees that your wireless carrier
or other third parties may charge you for use of this service. Messages may be delayed or
undelivered for various factors. Carriers are not liable for delayed or undelivered messages.
These Terms constitute the entire agreement between you and GetInsureOnline.com. These Terms will be governed by the laws of California without regard to its conflict of law principles. If any part of these Terms is determined unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid and enforceable provision that most closely connects the intent of the original provision and the remainder of these Terms will remain in effect. Any failure by GetInsureOnline.com to exercise or enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. GetInsureOnline.com may amend these Terms at any time by posting the amended terms on its website. All amended terms are automatically effective immediately upon posting.
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